Financing
Find support for your business
These schemes are referenced in the DRIVE material. Eligibility, limits and application windows vary and change — verify current information on the official scheme website before applying.
SBI Surya Shakti – Solar Finance
SBI term-loan finance for existing and prospective SME and business enterprises installing rooftop or ground-mounted grid-connected solar systems. The captive variant is available up to ₹10 crore with up to 10 years' repayment; the PPA or group-captive variant is available up to ₹50 crore with up to 15 years' repayment. Minimum borrower contribution is 20% for captive projects and 25% for PPA or group-captive projects.
Official scheme details →PNB Scheme for Financing of Rooftop Solar Power Systems
PNB finance for individuals installing residential rooftop solar. Applicants may apply singly or jointly with eligible family members and must meet conditions including a CIBIL score of 680 or equivalent, ownership or rooftop rights over the residential property, sufficient roof area as required by MNRE, a current electricity bill, maximum age of 75 years and a PNB savings account.
Official scheme details →SIDBI Green Finance Scheme (GFS)
SIDBI green finance for eligible MSMEs undertaking green and clean projects, including renewable-energy investments such as solar. Use the official SIDBI product page to confirm the current project criteria, pricing, limits and application process.
Official scheme details →SIDBI End To End Energy Efficiency (4E) Scheme
SIDBI finance for MSMEs implementing energy-efficiency improvements and eligible clean-energy equipment. Solar installations may be relevant where they form part of the business's energy-efficiency or renewable-energy project; confirm current eligibility and terms directly with SIDBI.
Official scheme details →MSE GIFT
Interest subvention support for MSEs adopting green investments.
MSE SPICE
Support for MSEs moving towards cleaner production and electrification.
PMFME
Formalisation support for micro food processing enterprises.
PMEGP
Credit-linked subsidy for setting up new micro enterprises.
ZED
Certification and handholding for zero defect, zero effect manufacturing.
LayaGreenEnergy does not process applications, guarantee eligibility or provide financial advice. Scheme details shown here are summaries for orientation only.